.sf-facts{margin-top:2rem;padding-top:1.5rem;border-top:1px solid rgba(44,43,41,.1);display:grid;gap:.6rem;font-size:var(--text-base);color:var(--color-navy)}.sf-facts li{padding-left:1.1rem;position:relative;line-height:1.5}.sf-facts li:before{content:"";position:absolute;left:0;top:.65em;width:.4rem;height:1px;background:var(--color-gold)}.sf-facts strong{font-weight:600}.sf-hint{margin:.75rem 0 0}.sf-req{margin-bottom:.5rem}.sf-step{border:0;padding:2rem 1.5rem .75rem;margin:0 -1.5rem 1rem;min-width:0;background:var(--color-cream)}.sf-step:nth-of-type(2n){background:var(--color-stone)}.sf-step legend{float:left;width:100%;margin-bottom:1.5rem;display:flex;align-items:baseline;gap:.9rem;font-family:var(--font-heading);font-size:var(--text-xl);font-weight:300;color:var(--color-navy);line-height:1.15}.sf-num{font-family:var(--font-body);font-size:var(--text-xs);letter-spacing:.1em;color:var(--color-charcoal-muted);border:1px solid rgba(44,43,41,.25);border-radius:50%;width:1.6rem;height:1.6rem;display:inline-flex;align-items:center;justify-content:center;flex:none;transform:translateY(-.15rem)}.sf-step legend+*{clear:both}.sf-note{font-size:var(--text-sm);line-height:1.6;color:var(--color-charcoal-muted)}.sf-round{margin-top:1.25rem;font-size:var(--text-sm);line-height:1.6;color:var(--color-navy)}.sf-field{margin-bottom:1.5rem}.sf-q{display:block;font-size:var(--text-base);color:var(--color-navy);margin-bottom:.5rem}.sf-opt{font-size:var(--text-xs);letter-spacing:.1em;text-transform:uppercase;color:var(--color-charcoal-muted);margin-left:.5rem}.sf-grid{display:grid;gap:0 2rem}@media(min-width:640px){.sf-grid{grid-template-columns:1fr 1fr}}.sf-closed{background:var(--color-stone);border-left:3px solid var(--color-gold);padding:1.5rem 1.5rem 1.6rem;margin:.5rem 0 1.5rem;font-size:var(--text-base);line-height:1.6;color:var(--color-charcoal-light);animation:sfFade .35s ease both}.sf-closedTitle{font-family:var(--font-heading);font-size:var(--text-xl);font-weight:400;line-height:1.15;color:var(--color-navy);margin-bottom:.5rem}@keyframes sfFade{0%{opacity:0;transform:translateY(4px)}to{opacity:1;transform:none}}.sf-blocked .sf-rest,.sf-blocked .sf-step:not(:first-of-type),.sf-blocked .sf-submit{display:none}.sf-derived{font-size:var(--text-sm);color:var(--color-navy);margin:-1rem 0 2rem;padding-left:.75rem;border-left:2px solid var(--color-gold)}.sf input[type=text],.sf input[type=email],.sf input[type=tel],.sf input[type=date],.sf select,.sf textarea{width:100%;font-size:16px;color:var(--color-charcoal);background:transparent;border:0;border-bottom:1px solid rgba(44,43,41,.25);border-radius:0;padding:.6rem 0;appearance:none;-webkit-appearance:none;transition:border-color var(--transition-base)}.sf select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6'%3E%3Cpath d='M1 1l4 4 4-4' stroke='%231B2A4A' 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input:checked+span{background:var(--color-navy);border-color:var(--color-navy);color:var(--color-cream)}.sf-scale input:focus-visible+span{outline:2px solid var(--color-gold);outline-offset:2px}.sf-file{display:flex;flex-wrap:wrap;align-items:center;gap:.75rem 1rem;cursor:pointer}.sf-file input{position:absolute;opacity:0;width:1px;height:1px}.sf-fileBtn{border:1px solid var(--color-navy);color:var(--color-navy);font-size:var(--text-xs);letter-spacing:.15em;text-transform:uppercase;padding:.6rem 1.25rem}.sf-file:hover .sf-fileBtn,.sf-file input:focus-visible+.sf-fileBtn{background:var(--color-navy);color:var(--color-cream)}.sf-fileNames{font-size:var(--text-sm);color:var(--color-charcoal-muted);display:flex;flex-direction:column;gap:.25rem}.sf-fileOk,.sf-fileBad{color:var(--color-charcoal);padding-left:1.4rem;position:relative;word-break:break-all}.sf-fileOk:before{content:"✓";position:absolute;left:0;color:#2f7d4f;font-weight:700}.sf-fileBad{color:#9b2c2c}.sf-fileBad:before{content:"×";position:absolute;left:0;font-weight:700}.sf-grid3{display:grid;grid-template-columns:1fr 3.5rem 1.4fr 1.5rem;gap:0 1rem;align-items:end}.sf-sibHead span{font-size:var(--text-xs);letter-spacing:.1em;text-transform:uppercase;color:var(--color-charcoal-muted)}.sf-remove{color:var(--color-charcoal-muted);font-size:1.25rem;line-height:1;padding-bottom:.6rem}.sf-remove:hover{color:var(--color-navy)}.sf-add{font-size:var(--text-sm);color:var(--color-navy);margin-top:.75rem;text-decoration:underline;text-underline-offset:4px;text-decoration-color:#2c2b294d}.sf-table{width:100%;font-size:var(--text-sm)}.sf-table td{padding:.5rem 0;border-bottom:1px solid rgba(44,43,41,.06);color:var(--color-charcoal-light)}.sf-table td:last-child{text-align:right;font-variant-numeric:tabular-nums}.sf-table tbody tr:nth-child(2n){background:none}.sf-table tr:first-child td{color:var(--color-navy)}.sf-estCap{font-size:var(--text-sm);color:var(--color-charcoal-muted);margin:1.75rem 0 1.25rem}.sf-cols{display:grid;gap:2rem 2.5rem}@media(min-width:640px){.sf-cols{grid-template-columns:1fr 1fr}}.sf-sumLabel{font-size:var(--text-xs);letter-spacing:.14em;text-transform:uppercase;color:var(--color-navy);font-weight:600;display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap}.sf-sumTerm{letter-spacing:0;text-transform:none;font-weight:400;color:var(--color-charcoal-muted);font-size:var(--text-sm)}.sf-sumNum{font-family:var(--font-body);font-size:var(--text-xl);font-weight:500;color:var(--color-navy);line-height:1.1;margin:.4rem 0 .9rem;font-variant-numeric:lining-nums tabular-nums}.sf-sumNum small{font-size:var(--text-sm);font-weight:400;color:var(--color-charcoal-muted);letter-spacing:.05em}.sf-switch{display:inline-flex;align-items:center;gap:.75rem;margin-top:1rem;font-size:var(--text-sm);color:var(--color-charcoal-light);cursor:pointer}.sf-switch input{position:absolute;opacity:0;width:1px;height:1px}.sf-track{position:relative;width:2.5rem;height:1.4rem;border-radius:999px;background:#2c2b2933;transition:background .2s;flex:none}.sf-track:after{content:"";position:absolute;top:.2rem;left:.2rem;width:1rem;height:1rem;border-radius:50%;background:var(--color-cream);transition:transform .2s}.sf-switch input:checked+.sf-track{background:var(--color-navy)}.sf-switch input:checked+.sf-track:after{transform:translate(1.1rem)}.sf-switch input:focus-visible+.sf-track{outline:2px solid var(--color-gold);outline-offset:2px}.sf-subhead{font-size:var(--text-xs);letter-spacing:.12em;text-transform:uppercase;color:var(--color-charcoal-muted);margin:.5rem 0}.sf-invalid .sf-q{color:#9b2c2c}.sf-invalid input,.sf-invalid select,.sf-invalid textarea,.sf-invalid .sf-scale span{border-color:#9b2c2c!important}.sf-errors{margin-bottom:1.5rem;font-size:var(--text-sm);color:#9b2c2c}